INSURED WARRANTY OVERVIEW A BMW Motorrad Insured Warranty provides you with protection if your BMW bike suffers from a mechanical or an electrical breakdown. A wide range of your bike’s components are covered against failure and also against wear and tear for the first 100,000 miles from the date of registration.
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Overview and Benefits To help you decide whether a BMW Motorrad Insured Warranty is right for you, we’ve detailed some of the policy’s key features and benefits below:
Cover against defects for specific mechanical and electrical components of your bike
You can arrange cover either online or by phone
Option to include BMW Motorrad Roadside Assistance
Choice of annual or recurring monthly cover
Flexible payment options
Choice of excess payment levels – £0*, £50 or £100
*£0 excess not available to customers whose new BMW Motorrad, Approved Used BMW Motorrad or BMW Motorrad Insured Warranty has lapsed. Please note that the claim limit is up to the market value of the insured motorcycle at the time of the claim, or up to a maximum £1,000 – whichever is greater – inclusive of VAT. In addition, our Insured Warranty product is only available if your BMW bike has completed fewer than 80,000 miles at the time of purchase.
GET YOUR QUOTE Details of cover Below you’ll find a full list of the components covered by a BMW Motorrad Insured Warranty, as well as a list of exclusions that apply to the policy.
What does a BMW Motorrad Insured Warranty cover?
A BMW Motorrad Insured Warranty covers all of the mechanical and electrical components outlined below. Please note that any component that is not specifically listed below is not covered by this policy.
This includes the failure of brake callipers, the ABS control unit, the master cylinders and ABS hydraulic pump unit. However, please note that callipers that have seized due to corrosion are not covered.
Casings are covered when they have been damaged by the failure of an insured component.
This includes cover for the failure of the radiator (excluding damage, clogging and/or sedimentation blockage), water pump, thermostat and housing.
The policy provides you with cover for the failure of the following parts: Master cylinder, slave cylinder, clutch plate, plate housing cover and thrust bearing. This includes oil contamination of the clutch plate but excludes external linkages, burnt out parts and general wear and tear.
A BMW Motorrad Insured Warranty includes cover for all internally lubricated components, including the failure of the following parts: Gears, shafts, bearings and bushes, universal joints (but excluding hubs), chains, sprockets and rubber boots.
This policy provides cover for the failure of the following parts: all electrical control units, on board computer and starter motor, starter relay/module, alternator, voltage regulator, cooling fan motor, ignition coil, wiring loom, lambda probe, fuel level circuit boards and sender units, ABS wheel sensors (excluding damage), immobiliser antenna, CD player, radio, engine temperature transmitter and coolant temperature transmitter. Cruise control motor, reverse gear module and actuator. Electric screen motor, main stand motor, electronic suspension adjustment motors, handlebar combination switches ‘E-gas electronic throttle twistgrip’.
This includes cover for all internally lubricated components, including the failure of the following internal parts: Starter ring gear, oil pump, timing gears and chains, tappet gears, pistons and rings, con rods, flywheel, crankshaft and bearings, camshaft and cam followers, valves and guides, cylinder head, cylinder block, balancer shafts and all internal bushings.
The policy covers all internally lubricated components of your vehicle’s Final Drive system, including the failure of the following parts: Crown wheel, pinion and bearings, pinion shaft oil seal and crown wheel cover seal and rear wheel carrier.
This includes the failure of the structured members, but excludes failure by corrosion or accident damage.
This includes the failure of the following parts: Injection control unit, fuel injectors, fuel level transmitter, fuel pressure regulator, carburettor, fuel pump, fuel pump relay, solenoids, idle control valve and throttle position potentiometer.
We cover all internally lubricated components, including the failure of the following internal parts: Gears, selectors, selector forks and drums, bearings and bushes, synchromesh, hubs and shafts. However, this excludes external linkages.
This covers the failure of the following parts: Speedometer, gear indicators, voltmeter, fuel gauge, temperature gauge, tachometer and clock. However, accidental damage is excluded.
This provides you with protection if any of the following parts fail: Engine: rear main oil seal, front crankshaft seal, output shaft seal, cylinder head gasket and valve guide oil seals. Gearbox: input shaft seal, output shaft seal and clutch push rod seal. Rear axle: pinion oil seal.
This includes cover for the following components: Steering head bearings, Telelever ball joints, steering damper, solid and roller bearings. This includes wheel bearings and seals.
All of the following components in your bike’s suspension system are covered by this policy: Telelever ball joints, telescopic forks (excluding pitting) and seals, front and rear shock absorber units (up to 30,000 miles only).
Working materials like oils, filters and antifreeze are claimable as a direct result of a valid claim, providing the insured motorcycle is not within 1,000 miles of its next scheduled service. When you take out a BMW Motorrad Insured Warranty, you’re covered in the UK, the Republic of Ireland and most of Continental Europe. If you require any further information, please consult the Policy Handbook .
Which components are not covered?
Although all of the above components are covered by the policy, certain terms, conditions and exclusions apply. Firstly, any component that is not listed above is excluded from the cover. Similarly, other than the oil seals and gaskets specifically listed above, the rectification of oil leaks is not covered, and the cost of seals and gaskets will only be accepted where they are required as a direct consequence of a valid claim under the insurance. In addition to this, depending on the age and mileage of your motorcycle, components subject to normal wear and tear may not be covered by the policy.Policy Handbook carefully. If you require any further information, then please contact us.
FAQs
Do new BMW bikes come with a manufacturer warranty?
All new BMW motorcycles come with a three-year manufacturer warranty. However, once this has expired, you’ll be responsible for covering the cost of repairs and replacement parts if something goes wrong.
After purchasing an Insured Warranty, how long am I covered for?
The length of cover depends on the type of policy you choose. You can either select 12-month annual cover or take out an ongoing monthly policy.
Is cover available for motorbikes with a mileage of over 80,000 miles?
Sadly, you cannot purchase a BMW Motorrad Insured Warranty if your motorcycle has covered more than 80,000 miles at the time of purchase. However, you can still purchase BMW Motorrad Roadside Assistance cover.
When you purchase our Insured Warranty product, you can choose to take out your policy with or without an excess.
What is the maximum claims limit?
The claim limit for a BMW Motorrad Insured Warranty is the market value of the insured motorcycle at the time of claim, or up to a maximum £1,000 (whichever is greater), inclusive of VAT.
Is Roadside Assistance included with this policy?
When you take out a BMW Motorrad Insured Warranty, our Roadside Assistance cover is not included. However, you do receive Warranty Assistance as standard. This means that if you suffer from a breakdown more than half a mile away from your home, we will arrange assistance for you. Whenever practical, we will endeavour to arrange assistance by a BMW Customer Service Vehicle, but if the problem cannot be resolved at the roadside, we will cover the costs of taking your motorcycle to the nearest authorised BMW Motorrad Retailer or BMW Motorrad Service Workshop.Roadside Assistance to your policy. This will then provide you with assistance for motoring emergencies and comes with a comprehensive range of benefits.
In which countries am I covered?
When you take out an Insured Warranty for your BMW bike, you’re covered in the UK, the Republic of Ireland and the following locations within Continental Europe:Policy Handbook .
How much does a BMW Motorrad Insured Warranty cost?
The easiest way for you to find out how much the policy will cost you is to Get Your Quote online. Please be aware that in order to receive a quote, you’ll need your motorcycle’s registration number and its exact mileage. If you’re renewing your policy, then you’ll also need the PIN and login details outlined in your reminder letter or email.
What payment methods are available when buying cover?
When you take out a policy, you can choose to pay annually or monthly by Direct Debit. All cards issued by VISA, MasterCard and American Express are accepted.
How can I purchase a BMW Motorrad Insured Warranty?
You can purchase cover by Getting Your Quote online. You’ll just need your motorcycle’s registration number and its exact current mileage in order to receive an accurate quote.0345 641 9791 . Lines are open 08:00 to 18:00 Monday to Friday and 9:00 to 13:00 on Saturday, excluding public holidays.
Can this policy be transferred to another owner?
If you take out annual cover, you can transfer the balance of your warranty to another private owner. However, this is subject to our approval and you cannot claim a refund. In addition, this buyer must not be engaged in the business of purchasing, selling or servicing motorcycles.Policy Handbook .
All Insured Warranty repairs must be carried out by an authorised BMW Motorrad Retailer or BMW Motorrad Service Workshop. So, if you intend to make a claim under your policy, you’ll need to contact your nearest authorised BMW Motorrad Retailer or BMW Motorrad Service Workshop and inform them that your motorcycle is protected by a BMW Motorrad Insured Warranty. They will then arrange to investigate the fault.0800 325 600 .
Policy Handbooks Insured Warranty Handbook 
